When I was with Tone he took care of everything money-wise. Probably cos hes well dodgy. He was always going on about tax losses and not putting stuff thru the books but to be honest I never really had a clue what he was on about and didn't care. Mavis, despite being mental, actually is strangely obsessed with money. Every day, several times a day, she gets one of those mini statements from the cash machine and she has this big calculator where she tots everything up constantly. Even doing the weekly shop she'll take it with her, checking everything she puts in the basket adds up to her benefit money. Dunno why she bothers really cos she buys the same things every week, you'd think she'd know how much it comes to by now, but hey ho.
So, yeah: I never had to deal with money. Until the last few weeks.
Funny how stuff creeps up on you. I "get" obvious stuff like food and rent, obvs - besides anything my landlord Mr Spitani (real name!) sounds like hes in the mafia or something, so I always make sure I have it for him in cash when he comes round, haha. He has this small dog that's not even remotely threatening - think its a a chiwawa (spelling??) or something - yet somehow still manages to creep me out, especially cos Mr Spit's always kissing it. Eeeurgh. The dog's got this glint in his eye: "Give the guy his money... bitch." Or maybe I'm imagining it. LOL
And obviously I know you buy stuff, money comes out your account - and that credit cards and store cards aren't REALLY free money. But its so HARD not to buy stuff you want that'll cheer you up, especially when you've had a shit day. And I've been having a lot of shit days recently. WHOOPS.
But the ones that really got me - BLOODY UTILITIES! Did you know those bills come quarterly? Cos I didn't. I got a gas bill and leccy bill on the same day just after Chrimbo and just recently I got a water bill... followed by a sewage bill!!! FFS. I reckon I must owe these companies three trillion pounds. Alright, probably near on £500 (it was a cold winter, alright!). But I haven't got bloody £500. ARGH. Probably shouldn't have let them go red either, LOL. Mavis had been muttering something about payment books and direct debits and what not when I moved into the flat but then she mutters a lot about random stuff. Yes, yes, I should've listened. Sigh.
So there goes my writing course... had saved up £70 towards doing something, but I guess I better call up my companies and offer them a chunk each instead, "good will" Mavis says. Mavis says they work out payment plans with you and stuff, so I guess I'll have to do that. Have cut up my store cards and credit card too. Did you know APR on some cards is as high as 39%??? I didn't even know what APR was!!! I'm such an idiot.
Happy non-debt Tuesday!
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